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Good Faith Estimate:
The good-faith estimate is a report from your lender that outlines the costs you will incur to get your mortgage. It is based on the lender’s typical loan origination costs for the area where your home is located. The estimate usually changes between application and closing, so you’ll want to review your settlement form before the closing meeting. - The settlement form will list the actual amount of money you’ll need to bring to closing. You’ll need to pay your closing costs in the form of a certified or cashier’s check because personal checks usually are not accepted.
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Refinancing your mortgage can dramatically reduce your monthly payments and save you thousands of dollars over time. Not only can it put more money in your pocket each month, it can also get you extra cash to pay off debt, take a vacation or spend it on anything you choose. By refinancing, you can lock into a fixed interest rate and, in some instances, remove Private Mortgage Insurance payments.

Landmark Funding loans feature:

  • No application fees
  • No out-of-pocket expenses
  • Competitive rates and terms
  • Pre-qualification within 24 hours
  • Easy application process
  • Helpful loan officers & in-home service
  • Convenient in-home closing

Request a loan application online now or contact us for more information!

10 Ways to Refinance and Save!

  1. Refinance to pay off your 1st mortgage and reduce your mortgage rate and monthly payment.
  2. Refinance to pay off your 1st mortgage and take out some additional cash.
  3. Refinance to pay off your 1st and 2nd mortgages (excluding equity lines) and reduce your mortgage rate and monthly payment.
  4. Refinance to pay off your 1st and 2nd mortgages (including equity lines) and take out some additional cash.
  5. Refinance to pay off your 1st mortgage and your home equity line, closing your home equity line to any further advances.
  6. Refinance to pay off your 1st mortgage and your home equity line, paying the home equity line balance to zero but leaving the equity line open to further advances.
  7. Refinance to pay off your mortgage(s) and reduce your loan term (i.e. refinance a 30-year mortgage to a 15-year).
  8. You currently have no mortgage liens on your property and wish to obtain cash by applying for a 1st mortgage.
  9. You currently have a construction mortgage loan and wish to pay it off and obtain permanent financing.
  10. The appraised value of your home has increased and refinancing will allow you to remove the monthly PMI (Private Mortgage Insurance) payment.

Learn more today!
Call 1-866-Go-Money (866-466-6639) or contact us today for a quote. Or request a loan application online now. Learn how we can make your dreams become a reality.

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